NAIOLA, F.; OLIVIA LATUMAHINA. Determinasi Perilaku Keuangan Mahasiswa Generasi Z: Peran Hedonisme, Self-Efficacy, dan Locus of Control . Journal Financial, Business and Economics, [S. l.], v. 3, n. 1, p. 32–41, 2025. DOI: 10.57176/jfine.v3i1.36. Disponível em: https://journal.unu-jogja.ac.id/fe/index.php/j-fine/article/view/36. Acesso em: 10 jan. 2026.